Your approval isn't your budget.
Start with a comfortable monthly cost. Include taxes, insurance, HOA dues, upkeep, and room for the life you enjoy after closing.
My buyer checklist
- Choose a monthly comfort range before a price range.
- Discuss financing and cash needed with your lender.
- Compare total ownership costs across homes.
- Review condition, disclosures and inspection findings.
- Build an offer around the home's value and your priorities.



